$300,000 Hidden in Plain Sight: Why You Probably Don't Know Your Real Stock Exposure

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An AI investment tool surfaced $300,000 in untracked Google exposure a long-term investor didn't know he had — and if your portfolio spans multiple accounts, the same thing could be happening to you. Here's what concentration risk actually looks like at scale.

Most FIRE investors think they know their portfolio. They can quote their expense ratios, their equity/bond split, maybe even their factor tilts. But ask them exactly how much of their net worth sits in a single stock — across every account, every fund, every brokerage — and the number gets fuzzy fast.

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