Dividend Growth vs. High Yield: Which ETF Strategy Actually Wins for FIRE?

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High-yield dividend ETFs look attractive on paper, but dividend growth funds may deliver superior long-term results for FIRE investors — and the math might surprise you.

A 5% yield sounds better than a 3% yield. That logic is intuitive, but for investors building toward — or living off — a long-term portfolio, it can be quietly destructive. The real question isn't what an ETF pays today, but what it pays in 10 or 20 years, and what your total return looks like along the way.

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